Unlike other insurance providers, an insurance broker works for you rather than an insurance company. Brokers use their professional knowledge and experience to help you properly assess your insurance needs, shop for the best value in insurance coverage and help you in the event of a claim.

Many brokers will help you with a quote on line or over the phone, but personal consultations are encouraged, to answer any questions you may have, ensure there are no misunderstandings and no detail is overlooked.

An agent works for one company and can only offer you the products of that company. An insurance broker has access to the products of several insurance companies and can find the best combination of coverage, price and service. In other words, an insurance broker works for you.

You might be tempted to think so, but generally buying direct does not mean lower premiums. Insurance companies have to spend a lot on marketing and administration costs, which have to be passed on to their customers. Brokers are free to shop among many insurers on your behalf, and deliver the best possible price for the coverage you need.

Generally no, brokers make their money by receiving commissions from the insurance companies that they place your business with. There is no direct charge to you for a broker’s services.

Yes of course, Claims assistance if required is one of the services provided by CROWN INSURANCE. With other insurance channels you must deal directly with that company’s claims department. Our broker’s experience and connections can really help towards getting a fair and prompt settlement.s