RISK PLACEMENT
In placing your insurances, we generally choose an insurer who will offer a contract most suited to your needs and with the most advantageous terms with regard to security, rating, coverage and warranties; and negotiate discounts through a competitive bidding process. In this connection our bias will tilt towards the most experienced and the economically viable. Where for certain reasons you elect your own insurers, we will have the responsibility of making sure that all aspects of the transactions are in your best interest. You will always be provided with advice on the meaning of all insurance questions and what information is relevant or material that you ought to know.  We help the client to complete insurance proposal forms properly to avoid ambiguities and legal wrangling when a loss occurs.

In addition we ensure prompt renewal of your insurance policies and harmonise renewal dates to prevent inadvertent lapsing of policies.

CLAIMS
The insurance policy is a promise that the policyholder will be indemnified for losses resulting from specified event.  It will be our duty to ensure that the insurers keep this promise. We handle and advice our clients on claims processing and negotiations when a loss occurs, to secure adequate compensation.

 TRAINING
We believe that this is a necessary first step in efficient risk management, in that it helps to create insurance consciousness. With this in view, we organize appropriate training programmes for the staff of our clients or arrange for them to attend selective courses run by the National Insurance Commission or other stakeholders from time to time.