This insurance is suited for those category of employees who are not considered as Workmen and who the organization they work for consider their contribution worthwhile such that there arises a moral obligation (as opposed to a legal one under the Workmen Compensation Laws) to pay compensation to such employees or their dependants, should the employees sustain injuries or die in the course of their employment or outside of it.

This policy provides for persons who sustain bodily injury, disability or death, resulting from an accident caused by external, violent and visible means.
Cover is on 24-hour, 365-days basis.

Compensation is payable in respect

• Death
• Disability (Permanent & Temporary)
• Medical Expenses (Provide Medical Expenses Limit)

Staff Categories

• Clerical Staff
• Management Staff
• Other Office-based employees